Online Mortgage Application

Lock In The Lowest Mortgage Rate In Canada

      Use the short online mortgage application when you want to lock in the lowest mortgage rate in Canada, quickly! Mortgage rates can change several times in a day, so when the time is right, move fast! Fill out the application belown to reserve your rate. A mortgage broker will reserve your rate within 24 hours.

Ask Confidential Questions

      You can also use the short mortgage application to ask confidential questions specifically related to your financial situation or mortgage needs. A licensed mortgage agent will be able to respond to your questions more easily if he/she knows something about your situation. The mortgage application contains specific details which play a role in your approval from a bank.

      As soon as the mortgage application is received, a mortgage agent will do a FREE credit check, analyze the information you have submitted and phone you, usually the same day. You can then discuss all the particulars of your situation in complete confidence.

Contact a Mortgage Broker

      You can also ask specific questions by email. Write to: mortgage-info@mortgage-rate-canada.com. This is the least efficient method because the mortgage broker/agent will not have the key information required in a mortgage application. It is difficult to provide clear answers without knowing some details about a borrower. However, if you have a general question, email might be the best.

      This website provides a great deal of detail about various programs offered by banks, trust companies, insurance companies and private lenders. For a ready reference go to the Mortgage Calculators section. For clarification on the bank's point of view on the amount of income they would use, acceptable sources of downpayment and other critical numbers please see the Pre-Approvals section of to help you fill out the mortgage application.